How Much House Can I Afford? House Affordability 2020

Fill in your budget details to get a quick calculation on how much house you can afford.

Annual Income: $
Mortgage Interest Rate: %
Length of Mortgage:
Down Payment: $
Annual Property Tax: $
Annual House Insurance: $
Misc. Monthly Obligations: $
Required Field
How we calculate:
We use the annual gross income that you provide and figure that your monthly housing allowance should be no more than 28% of your monthly income. Any other long term debts such as student loans, credit card debt, or car payments are optionally taken into consideration so that your total monthly obligations including your house payments are less than 36% of your monthly income.
Before You Buy:
This calculator cannot take into account individual circumstances such as the desire to save for college funds and retirement. Also, many of the optional fields need to be accurately filled to get a better count of your specific expenses, such as property taxes in your area, and the cost of house insurance.
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